Need an appraisal in Stephens City or Frederick County?

Here are the top seven reasons VA homeowners order from McCormick Co.:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge Frederick county's assessment of your property
Remove PMI to reduce a monthly mortgage payment
Reinstate your Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
Settle an estate in VA by determining the true market value of real estate in question

Do you own a house in or near Stephens City? Do you need help deciding the price of your real estate?
Contact McCormick Co..

We at McCormick Co. understand the particular needs of a customer after appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, lawyers, and accountants. As our non-traditionalclient, you can expect extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It gives you something concrete to show your buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value assessment than yours.

Need to cancel PMI?

A fashionable way to cut costs for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. McCormick Co. is experts in helping customers just like you dismiss unwanted PMI insurance.

Challenge Tax Assessment

If you live in an area that is declining or is not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. That means you are going to pay more taxes than you should. The quicker you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. A professional appraisal from McCormick Co. is your #1 weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender might make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow standpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. McCormick Co. can help you reinstate your HELOC.

We Offer Field and Desktop Appraisal Review Services

Do you need an expert to double-check your appraisal for precision, or do you desire a second opinion without the charge and delay of waiting for a whole new appraisal? McCormick Co. offers field reviews where we go out and check the subject and comparables. Or, if you need it in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? McCormick Co. can help you with that. While typically requested by banks, you may need to exploit this service if you suspect mortgage fraud related to your property.